At O Finance, we make borrowing simple, transparent, and accessible. Explore the questions below for quick answers on our loans and services, so you can decide with confidence.
Everything you need to know about lending with O Finance.
What documents are required to apply for a personal loan?
To apply for a personal loan, you will need to provide following documents:
Additional documents may be requested by O Finance SAL on a case-by-case basis as part of the credit review process.
How long does the approval process take?
Our approval process is quick and efficient. Once all required documents are submitted, your application will typically be reviewed within three working days. We will notify you as soon as a decision is made.
Are there any fees on personal loans?
Yes, personal loans include standard fees, such as:
All fees are clearly disclosed in the Key Facts Statement (KFS) to ensure full transparency and clarity.
Can I settle my loan early? Are there early settlement fees?
Yes, early settlement is available, with two options:
Will I need a personal guarantor to apply for a personal loan?
A guarantor may be required depending on your individual case and the outcome of the credit evaluation.
If a guarantor is needed, our team will inform you during the assessment and guide you through the necessary steps.
If I am self-employed, can I benefit from a personal loan?
Yes, self-employed individuals are eligible to apply for a personal loan. Your application will be evaluated based on your income stability, business activity, and the documents provided. Our team will guide you through the required documents and the assessment process.
For further details, please contact us on 21-425 823 or 21-425 826
What are the documents needed for a self-employed individual?
Self-employed individuals will be asked to provide the following documents:
Additional documents may be requested by O Finance SAL on a case-by-case basis as part of the credit review process.
